Primerica’s term life insurance policies generally offer lower prices than other companies’ whole life insurance plans. This is one of the ways Primerica positions itself as a low-cost leader in the life insurance industry without really offering cheap life insurance.

More than 30 years ago, Primerica was founded by 85 like-minded individuals who were on a crusade to help middle income families change their lives through the “Buy Term and Invest the Difference” philosophy. Since the beginning, families were encouraged to purchase affordable term life insurance so they would have more money to invest in their family’s future.

Still today, our mission to help families become properly protected, debt free and financially independent remains the cornerstone of everything we do!

Primerica at a Glance

• More than 4.3 million lives insured through us

• More than 2 million clients maintain investment accounts with us

• Approximately 100,000 licensed representatives

• Placed in force more than $80 billion in life insurance in 2009

• An average of $2.5 million in benefit claims is paid every day

• Investment clients have more than $31 billion in asset values in their Primerica investment accounts (as of March 31, 2010)

• Member of the New York Stock Exchange (NYSE)

TERM LIFE INSURANCE 

What is Term Life Insurance?

Life insurance is the cornerstone of our business. Since 1977, Primerica has offered term life insurance, giving families the coverage they need at a price they can afford.

Nobody Understands What Families Need for Life Insurance Like Primerica...

• Simple, affordable term life insurance
• Benefit- and feature-rich solutions
• Your own representative interested in you
• Up to 70% of face amount terminal illness benefit with waiver of premium with a maximum of $400,000
• Industry-leading renewal options
• Family banding
• Unique custom term solutions
• Increasing Benefit Rider

An Industry Leader Since 1977, Primerica's life companies stand tall in the industry.

• An average of $3.8 million in benefit claims paid every day
• 94% of claims are paid within 14 days
• $781 billion of life insurance in force*
• Rated A+ (Superior) by A.M. Best. Only 17 percent of life companies meet this standard**
  
  

Call Toll Free # (833) 683-4637 For Appointment 

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